A.  Communication or material transmitted to the site by electronic mail or online database forms, including any data,
questions, comments, suggestions or the like is, and will be treated as, non-confidential and nonproprietary, unless otherwise specifically indicated.  Anything you transmit or post becomes the property of MDL and will be protected with due diligent.

B.  Disclosure of Information to Third Parties:  We will disclose information to third parties about your Refund or a
transaction that you make with RefundSpot.com: where it is necessary for completing the transaction; in order to verify the existence and condition of your refund; in order to comply with government agency or court orders; in connection with tax examinations by authorities; for analytical purposes; if you give us written permission; and as otherwise permitted by law.